Financial Freedom Bankruptcy Lawyers of Tulsa Oklahoma Bankruptcy Help

  • When Do You Need a Bankruptcy Attorney for Chapter 7?

    Filing Chapter 7 bankruptcy in Tulsa, Oklahoma is not an easy task even for people who are otherwise intelligent and successful in life. That is because the U.S. Bankruptcy Court requires lengthy documents to be completed in an accurate and thorough manner. Mistakes can lead to the denial of a request for bankruptcy relief; in… Read More»


  • Can I Get Credit Cards After Bankruptcy in Oklahoma?

    Many people in trouble with debt ask if they can get ‎credit cards after bankruptcy in Oklahoma. The answer is “yes” — but it may take time. The time frame depends on many factors, especially what type of bankruptcy you filed. Credit Cards After Bankruptcy in Oklahoma: Chapter 7 Getting credit cards after bankruptcy in… Read More»


  • Do I Earn Too Much Money to File Chapter 7 Bankruptcy in Oklahoma?

    A common question is, “Do I earn too much money to file Chapter 7 bankruptcy in Oklahoma?” In some cases, the answer is “yes.” Read on to learn how the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005 changed the face of Chapter 7 bankruptcy in Oklahoma. Means Testing and Chapter 7 Bankruptcy… Read More»


  • Can I Include Taxes in an Oklahoma Bankruptcy Chapter 7 Discharge?

    Certain taxes can be included in an Oklahoma bankruptcy Chapter 7 discharge, but tread carefully. Not all taxes are eligible for any type of bankruptcy in Tulsa. Read on to learn more. Taxes and Your Oklahoma Bankruptcy Chapter 7 Discharge Before you file bankruptcy, you must have filed your federal income tax returns for the… Read More»


  • How Long Will a Tulsa OK Bankruptcy Damage My Credit?

    While a Tulsa OK bankruptcy provides much relief to financially overburdened Oklahomans, there are some caveats. The fact that you filed a Tulsa OK bankruptcy will indeed damage your credit rating, but it is possible to re-establish your creditworthiness. Chapter 7 Tulsa OK Bankruptcy Chapter 7 bankruptcy allows the total forgiveness of most debts, with… Read More»


  • Can I Get Credit Cards After Bankruptcy in Oklahoma?

    Getting credit cards after bankruptcy in Oklahoma is not as easy as some television and newspaper ads would like you to believe. However, it is probable you can get credit cards after bankruptcy in Tulsa. Patience and flexibility are required. Credit Cards After Bankruptcy: The Basics Whether you can get credit cards after bankruptcy depends… Read More»


  • What is a Tulsa, Oklahoma Bankruptcy Means Test?

    In 2005, the face of bankruptcy law changed nationwide with the enactment of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Among the many changes included the creation of the Oklahoma bankruptcy means test. Simply put, means testing requires people of a certain income level to partially repay their debts under Chapter 13 rather… Read More»


  • What is a Tulsa, Oklahoma Bankruptcy Discharge?

    To most people, the term Tulsa, Oklahoma bankruptcy discharge may sound confusing. However, this is the legal term for forgiveness of debt. Unfortunately, not every type of bankruptcy is equal; also, not every debt can be reduced fully or in part through bankruptcy. Let’s discuss the two main types of Oklahoma bankruptcy discharge. Chapter 7… Read More»


  • Do I Really Have to Get Credit Counseling Before Bankruptcy?

    “Yes” is the answer to the question of, “Do I really have to get credit counseling before bankruptcy in Oklahoma?” Since the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) was enacted in 2005, everyone filing personal bankruptcy in Oklahoma must first receive credit counseling. Credit Counseling before Bankruptcy in Oklahoma You must complete a… Read More»


  • FAQ: Bankruptcy and Taxes in Oklahoma

    Bankruptcy and taxes sometimes go together in Tulsa, Oklahoma, but the laws are complicated. As a general rule, you can only discharge older local, state, and federal income tax debts in bankruptcy. Bankruptcy and Taxes: Time Frames Before filing bankruptcy in Oklahoma, you must have filed any tax returns required of you for the previous… Read More»


  • How Long Does an Oklahoma Chapter 13 Last?

    When considering whether to file a Tulsa, Oklahoma Chapter 13, a common question regards how long this type of bankruptcy lasts. There are two primary time frames to keep in mind when deciding whether to file this type of “wage earner’s plan” with your local U.S. Bankruptcy Court. Repayment and Oklahoma Chapter 13 An Oklahoma… Read More»


  • What is Medical Bankruptcy in Oklahoma?

    Two-thirds of Americans who file for bankruptcy cite medical problems as the reason for their financial misfortune, according to CNBC. Unfortunately, there is no way to file a simple medical bankruptcy in Oklahoma or any other state. All of your creditors, including your mortgage lender and your credit card companies, must be included in any… Read More»


  • How Do I File Chapter 13 in Oklahoma?

    If you are overwhelmed with non-business debts but have some assets and steady income, you may wish to file Chapter 13 in Oklahoma. This type of bankruptcy is less damaging to your credit and assets than Chapter 7, but is still a serious undertaking. Read on to learn more about how to file Chapter 13… Read More»


  • What Types of Debts Cannot Be Discharged in Oklahoma Bankruptcy?

    Having debt discharged in Oklahoma bankruptcy is the ultimate goal for people overburdened by debt. In this case, the term “discharge” is a good thing; a judge permanently discharges your obligation to pay debts such as credit card bills, medical bills, and personal loans. However, some types of debts cannot be discharged in Oklahoma bankruptcy…. Read More»


  • What are the Basic Tulsa, Oklahoma Bankruptcy Rules?

    If you are overwhelmed with personal debts such as credit card bills and late car payments, you are probably curious about basic Tulsa, Oklahoma bankruptcy rules. It is important to first understand that there are two primary types of personal bankruptcy in Oklahoma: Chapter 7 and Chapter 13. Chapter 7 Oklahoma Bankruptcy Rules Chapter 7… Read More»


  • Bankruptcy Isn’t a Last Resort for Oklahomans: It’s a New Start

    Bankruptcy is meant to provide you with a fresh financial start when your finances are out of control. Get the help you need today.


  • I Have a Good Job, But Too Much Debt: Can I File Bankruptcy?

    Chapter 13 can help those people whose debts feel out of control and who also have a steady source of income. Speak to an attorney.


  • Oklahoma Chapter 7 Can Save Your Home Sometimes

    There are limited ways to save your home in a Chapter 7 bankruptcy. You may need to file for Chapter 13 relief instead. Understand the differences.


  • Are Any Debts Ineligible for Bankruptcy?

    There are some types of debt that may be ineligible debt for purposes of bankruptcy. Certain types of student loan and tax debt are ineligible. Talk to an experienced Tulsa bankruptcy attorney about this complicated area of bankruptcy law.


  • Your Property and Oklahoma Bankruptcy Exemptions

    Oklahoma law lists a number of property exemptions in bankruptcy which allows you to protect your property in bankruptcy. Make sure and consult with a Tulsa bankruptcy attorney.


  • Do I Have Too Many Assets to File for a Tulsa Bankruptcy?

    If you have assets, you may still qualify for bankruptcy in Oklahoma. In fact, you may be able to preserve your assets by filing sooner rather than later. Talk to a Tulsa bankruptcy attorney today.


  • Is What This Oklahoma Debt Collector Doing Legal?

    In Oklahoma, a debt collector must abide by the law. Yet many try to harass debtors into paying. Know and assert your rights. And seek the help of an experienced Tulsa bankruptcy attorney if needed.


  • Can I Afford to File for Bankruptcy in Tulsa?

    Bankruptcy in Tulsa Oklahoma can be an affordable option at a time when your finances seem out of control. Get the help of a qualified attorney.


  • You May Need a Bankruptcy Consultation in Tulsa

    A bankruptcy colsulation can help you determine if a bankruptcy is right for you. Call today to get the legal help you need.


  • Here’s What You’ll Learn in Tulsa Credit Counseling

    Credit counseling is a requirement prior to filing for bankruptcy protection. Here is what you will learn through a good credit counseling session.