Financial Freedom Bankruptcy Lawyers of Tulsa Oklahoma Bankruptcy Help

  • Comparing Chapter 7 in Tulsa to Chapter 13

    Chapter 7 in Tulsa

    There are a number of differences between declaring Chapter 7 in Tulsa and choosing Chapter 13 in Oklahoma. The debt solution that is ideal for one family may not work well for another family, so checking in with a qualified Tulsa bankruptcy attorney is always a good idea. Basic Definitions For any type of bankruptcy,… Read More»


  • What is Required for Tulsa Bankruptcy Filings?

    Tulsa bankruptcy filings

    There is a specific process for Tulsa bankruptcy filings in Oklahoma. All steps are mandated by the United States Bankruptcy Court, and can be rather complicated for even highly educated people to follow to the letter. Thus, having at least an initial consultation with a Tulsa bankruptcy attorney is recommended. FAQ: Tulsa Bankruptcy Filings Whether… Read More»


  • What Happens in Tulsa Bankruptcy Court?

    Tulsa bankruptcy court

    Individuals as well as business owners file cases every day in Tulsa bankruptcy court, because they cannot pay their financial commitments as promised. No matter what type of Oklahoma bankruptcy case you file, you will have to appear in the Tulsa bankruptcy court at least once. But unless you have committed some type of crime… Read More»


  • What Are the Differences Between Personal and Business Bankruptcy in Oklahoma?

    business bankruptcy in Oklahoma

    Some people have a number of misconceptions about the differences between personal bankruptcy and business bankruptcy in Oklahoma. Generally, you cannot include both business and personal debts in one Tulsa bankruptcy case. Most people who file bankruptcy in Tulsa choose to undergo this complex process with an attorney’s assistance. FAQ: Business Bankruptcy in Oklahoma Chapter… Read More»


  • What is a Tulsa, Oklahoma Bankruptcy Means Test?

    Oklahoma bankruptcy means test

    Ever since bankruptcy reform laws were enacted in 2008, it has been much more difficult for average Tulsa citizens to request Chapter 7 bankruptcy. One question people often ask is regarding what is an Oklahoma bankruptcy means test. The Oklahoma bankruptcy means test literally determines who can file a case. FAQ: Oklahoma Bankruptcy Means Test… Read More»


  • What Oklahoma Bankruptcy Forms Are Available in Tulsa?

    In Tulsa, there are several Oklahoma bankruptcy forms available. Bankruptcy is a serious word for good reason. Like any major financial decision, no one should enter into bankruptcy lightly. However, too many people believe that bankruptcy is always a bad idea. In some cases, bankruptcy offers a much-needed new financial start. The key is to… Read More»


  • What Are Bankruptcy Costs in Oklahoma?

    Individuals as well as businesses in Tulsa, Oklahoma fall into financial trouble; sometimes the problem is the result of bad luck and other times the problem is caused by poor judgment. Whatever the case may be, most generally honest people are eligible for at least partial debt assistance through the United States Bankruptcy Court. However,… Read More»


  • What is a Tulsa, Oklahoma Bankruptcy Discharge?

    Most people living in Tulsa, Oklahoma may be eligible for debt assistance through the U.S. Bankruptcy Court system. However, in recent years bankruptcy laws have become tougher due to problems with people abusing the system. There are a number of requirements to receive an Oklahoma bankruptcy discharge, which is a permanent dissolution of approved pre-existing… Read More»


  • What Are the Basic Tulsa, Oklahoma Bankruptcy Rules?

    Oklahoma bankruptcy rules

    Due to widespread complaints of bankruptcy fraud, the George W. Bush administration in 2005 enacted the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA.) These federal laws made it much more difficult for people to demand legal forgiveness of their debts under Tulsa, Oklahoma bankruptcy rules. With the help of a Tulsa bankruptcy attorney, if… Read More»


  • What are Oklahoma Bankruptcy Laws Regarding Student Loans?

    Oklahoma bankruptcy laws regarding student loans

    Many Tulsa, Oklahoma residents are overwhelmed by their student loan bills, not even counting all the other bills many consumers incur such as credit card debts. A common question is, “what are Oklahoma bankruptcy laws regarding student loans?” In most cases, Oklahoma bankruptcy laws regarding student loans bar you from discharging government-issued student Stafford loans. FAQ: Oklahoma… Read More»


  • What Debts are Ineligible for Tulsa Bankruptcies?

    Tulsa bankruptcies

    In an ideal world, bankruptcy would protect from financial ruin people who unexpectedly suffered financial losses. Unexpected medical costs, natural disasters, job loss, economic downturns or other such unpredictable circumstances are the reason lawmakers have long considered bankruptcy to be a necessary element of maintaining a productive economy. Unfortunately, some people chose to abuse the… Read More»


  • Do I Really Have To Get Credit Counseling Before Declaring Bankruptcy in Oklahoma?

    declaring bankruptcy in Oklahoma

    Unfortunately, prolonged economic problems have caused more people to seriously consider declaring bankruptcy in Oklahoma. However, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) makes it much harder to file a case in Tulsa. FAQ: Declaring Bankruptcy in Oklahoma Since this set of federal laws were enacted in 2005, declaring bankruptcy in Oklahoma is… Read More»


  • How Long Does an Oklahoma Chapter 13 Last?

    Oklahoma Chapter 13

    If you have a steady source of income but are having problems paying your credit cards as agreed, you may wish to research Oklahoma Chapter 13 bankruptcy. Chapter 13 is a partial debt repayment plan administered by a trustee of the Tulsa division of the United States Bankruptcy Court. Due to bankruptcy reform laws, some people… Read More»


  • How Do I File Chapter 13 in Oklahoma?

    file Chapter 13 in Oklahoma

    Since 2005, federal laws have favored partial Chapter 13 bankruptcy rather than the more dramatic Chapter 7 bankruptcy. Creditors complained of debtors fraudulently charging bills and filing bankruptcy, so former President George W. Bush signed the BAPCPA (Bankruptcy Abuse Prevention and Consumer Protection Act) into law. As a result, Tulsa residents with a decent income are… Read More»


  • Can I File Bankruptcy in Oklahoma on Taxes?

    bankruptcy in Oklahoma on taxes

    Bankruptcy reform laws passed in 2005 made it much more difficult for Tulsa, Oklahoma residents to eliminate their legal obligation to repay tax bills. Thus in many cases “no” is the answer to the question of, “can I file bankruptcy in Oklahoma on taxes?” Filing Bankruptcy in Oklahoma on Taxes Tulsa debtors can only ask for partial… Read More»


  • What Documents Do I Need to File Chapter 7 in Tulsa OK?

    Chapter 7 in Tulsa OK

    To file Chapter 7 in Tulsa OK, you or your attorney must fill out a number of forms. Also, you will need copies of many documents to file for Chapter 7 debt relief in Tulsa. FAQ: Filing Chapter 7 in Tulsa OK The forms not only require personal information such as your name, Social Security… Read More»


  • How Long Will a Tulsa OK Bankruptcy Damage my Credit?

    Tulsa OK bankruptcy

    Many once-prosperous Oklahoma residents have struggled financially in recent years. As a result, personal Tulsa OK bankruptcy filings are skyrocketing. While bankruptcy may offer partial or full relief from the burden of excessive debts, there literally can be a price to pay especially when it comes to your credit. Tulsa OK Bankruptcy Credit FAQ Chapter 7… Read More»


  • What is Medical Bankruptcy in Oklahoma?

    medical bankruptcy in Oklahoma

    Exorbitant healthcare costs, especially for the uninsured, have literally driven some Tulsa, Oklahoma residents into poverty. While the Affordable Care Act may help some people get insured for the first time in years, it is not a cure-all especially for past medical bills. While excessive healthcare expenses are one of the most common reasons people cite… Read More»


  • Do I Earn Too Much Money to File Chapter 7 Bankruptcy in Oklahoma?

    Chapter 7 in Oklahoma

    Federal reform laws have made it much harder for people to file Chapter 7 bankruptcy in Oklahoma. Generally, a Tulsa resident wishing to declare Chapter 7 must earn no more than a federally specified income level. Income and Chapter 7 Bankruptcy in Oklahoma People wishing to declare Chapter 7 bankruptcy in Oklahoma must prove their financial… Read More»


  • Are Oklahoma Chapter 7 Bankruptcy Rules Complicated?

    Oklahoma Chapter 7 bankruptcy rules

    Tulsa, Oklahoma Chapter 7 bankruptcy rules have become much more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, signed into law in 2005, strengthened existing laws and created some new Chapter 7 bankruptcy rules. Thus, it is a good idea to understand just what this type of case can and cannot… Read More»


  • What is the Difference Between Chapter 7 and Chapter 13 in Oklahoma?

    Chapter 13 in Oklahoma

    Bankruptcy law in Tulsa, Oklahoma enables you to request legal forgiveness of many of your debts. Not all bankruptcy filings are the same, though. People declaring personal bankruptcy often want to know what is the difference between Chapter 7 and Chapter 13 in Oklahoma. Some aspects of any personal bankruptcy filing are the same. For… Read More»


  • How To Repair Your Credit After Bankruptcy in Oklahoma

    Some people are unsure of how to repair their credit after bankruptcy in Oklahoma. Many misconceptions exist, such as you will never have good credit again. However, this is not true. FAQ: Credit After Bankruptcy in Oklahoma First, understand that a Chapter 7 bankruptcy filing impacts your credit rating for 10 years. On the other hand, a… Read More»


  • Can I Keep My Car When Filing Chapter 7 in Oklahoma?

    filing Chapter 7 in Oklahoma

    A common question for people contemplating a bankruptcy filing is whether they can keep their cars after filing Chapter 7 in Oklahoma. There is no one-size-fits all answer to the question. There is not always an easy or formulaic answer when it comes to any bankruptcy laws in Tulsa, Oklahoma. Once you file for bankruptcy,… Read More»


  • 5 Elements of Filing Bankruptcy in Oklahoma

    filing bankruptcy in Oklahoma

    Filing bankruptcy in Oklahoma can be scary, since it is often associated with financial failure and future uncertainty. However, filing for bankruptcy in Oklahoma is often a chance to start over and an opportunity to make better financial decisions going forward. If you are considering filing for either Chapter 7 or Chapter 13 bankruptcy in… Read More»


  • Can You Include Student Loans in Oklahoma Bankruptcy?

    student loans in Oklahoma bankruptcy

    Most people are under the misconception that you never get rid of your student loans in Oklahoma bankruptcy. However, there are a few narrow instances where you can discharge your debts from student loans in Oklahoma bankruptcy. If you are unsure whether your student loan debt would qualify to be discharged under bankruptcy, contact a… Read More»